The Next Phase of FinTech Evolution
The 4 pillars of finance are getting increasingly “embedded” into vertical industry solutions (like Payments in ride sharing). As payments, lending and insurance are no longer offered standalone but integrated into service offerings, profit pools will shift, value chains will restructure, and the competitive nature of financial services will get altered.
Key Discussion Questions
- How will embedded finance define the next phase of FinTech evolution?
- What technologies are enabling EF, and how will demand for such solutions grow and develop?
- How will EF impact the industry’s economics, growth and profit pools?
- What role will incumbent financial institutions play in this new industry landscape?
Bringing Trust, Transparency, and Liquidity to Alternative Assets
Innovative FinTechs are using new technology to remove structural impediments in investing in Alternative assets like real estate and private securities. Democratizing access to such assets could revitalize active investing and address critical issues like the impending retirement crisis.
Key Discussion Questions
- What are the structural impediments to democratize access to new assets?
- Which alternative assets can benefit the most from tech innovation?
- What are key innovations across the front, middle and back office that are making assets more investable?
- How will the provision of new assets change wealth management
InsurTechs Respond to New Challenges
New risks are emerging like pandemics, climate change, geopolitical instability, and insuring gig workers. Fortunately, a smart new crop of InsurTechs is utilizing innovations (APIs, IoT, Alternate data) to improve underwriting, claims, and service issues related to these risks.
Key Discussion Questions
- What new risks could be lurking like COVID-19?
- What are some tech innovations that can address new risks and Black Swan events?
- How will COVID-19 change consumer/business preferences for Insurance products?
- Which part of the insurance value chain offers the greatest opportunity for innovation?
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